Know Before You Go: Making a Road Trip More Affordable

Road trips are exciting, unpredictable adventures that are a great way to enjoy a weekend or a summer break. Exploring your independence and having the freedom to roam anywhere and everywhere… what could be better? Well, it would certainly be a better if you were completely insured! Better still if you can do it cheaply…
By heading out on a road trip, you’re already choosing a budget-friendly option in place of a holiday abroad, but there are still ways to make it even cheaper. This may surprise you, but if you hire a car to travel in, you are not always fully protected by the insurance cover that the company offers. In fact, you may find that coverage from the rental company is significantly more expensive than taking out your own car hire excess insurance.

What the Hire Companies Offer

• Collision Damage Waiver (CDW)

This is what rental companies mean when they offer an ‘all-inclusive’ deal. Having CDW means that you will not have to pay the full charge for any repair costs. Notice the word full. Despite this ‘all-inclusive’ insurance, the policy holder is still expected to contribute towards the costs. This is called the ‘excess’, and the agreed price can be in the thousands, depending on the damage. Not only that, but CDW does not actually cover all areas of the car, so you could end up paying even more.

• Theft Protection (TP)

Again, this insurance tends to be included in the price but does not provide full protection. You will still have an excess to pay if the vehicle is stolen; however if this happens as a result of negligence (e.g. leaving the doors unlocked), then the hire company doesn’t cover this at all.

• Super Collision Damage Waiver (SCDW)

This is an extra policy that you can take out with the rental company, and it’s advertised as being able to reduce your liability to zero. However, much like CDW, sometimes there are parts of the car that remain unprotected. Not to mention that SCDW can make a huge difference to the amount you’re paying to the hire company, as it’s often notably expensive.

• Personal Accident Insurance (PAI)

This is an additional cost, but most likely already covered by your travel insurance. PAI covers any injuries to you or other passengers. You may also be offered PEP (Personal Effects Protection), but this too, is usually covered by your travel or home insurance already.

Obtaining car hire excess insurance on top of what the company include in the rental vehicle price is the best option to save money. It usually offers far better protection, and is significantly cheaper than other excess waivers.

Avoiding the unexpected costs that a car hire company can throw at you can be a confusing business, but hopefully this has somewhat spelt out the basics. In short, purchasing car hire excess insurance from a separate company usually does the trick when it comes to keeping a road trip low-cost. Sort your protection today, and save yourself the trouble later.

Author Plate

Ethan Bailey is an experienced adventure traveller and insurance expert with the team at Let’s Go Insure. Ethan’s passion is to inspire his clients to go just that little bit further, deeper and higher on their travels and his expertise in providing the ideal insurance cover allows them to do just that. If you’re looking for the best car hire excess insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer a range of competitive insurance without compromising on cover.

Planning to Shift from Pune to Another City

Are you planning to shift from Pune to another city? If yes then you might aware with the fact that moving to a new place especially with lots of household belongings can be very daunting task for you. Moving home is a complicated and difficult process consisting of lots of hassles, problems, issues and tedious tasks. It is a time-consuming and expensive affair too. In general, shifting from one place to another is difficult enough to pester anyone extremely. So what things you will do to make your move easy and simple. Since you are moving from Pune to another shift it is advisable that you should use professional packing and moving services of one of experienced packers and movers companies of Pune.
If you will do some efforts then you will found several professional movers and packers or moving companies in the city of Pune that can provide you effective packing and moving solution so that you can shift to your new place easily and safely. A good moving company will help you get rid of all moving hassles and tedious tasks. You will get full assistance during entire process of shifting from packing of the very first item at your current location to unpacking of the very last item at your new location. Almost all good packers and movers companies in Pune provide services such as packing service, loading service, transportation service, unloading service, unpacking service, rearranging service and warehousing & storage services. They may also provide services for car carrier & transportation on their customers’ need.

You understand well that a good moving company in Pune will definitely help you make your move a lot easier and simpler. But you need to hire the right service provider that can perfectly cater to all your moving needs at your budget. You ought to do research with some potential packers and movers or removal companies of Pune so that you can find out the right service provider at the size of your pocket. You should compare both options quality of services and cost you will have to pay. Getting recommendations from the people you know will help you choose the best service provider. You can ask your friends, relatives or colleagues who have earlier used the services of professional packers and movers Pune based companies. You can also use online resources and web portals that provide free quotes (estimates) of top companies to compare and select.

So what you are thinking about. Schedule your move with one right packers and movers Pune based companies and make your move extremely easy and simple.

Arav Saini is a passionate writer. He loves writing on various topics. He is working as a content developer for 10 years. He has written content for various sites and contributed lots of articles for various projects. Currently he is rendering his services to Packers and Movers Pune.